REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers: 1️⃣ Ethical treatment. Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s […]
When you sell a stock, you owe taxes on the difference between what you paid for the stock and how much you got for the sale. The same holds true in home sales, but there are other considerations. Download this helpful worksheet that can assist you in calculating Capital Gaines.
With COVID-19 comes new ways of doing business. Although we have always provided mobile closings as part of our services, we are happy to share that our technology allows for Remote Online Notarization. WHAT EXACTLY IS RON? RON is when the notary is in one location and the signer is in another. Instead of being […]
Selling a home is a long and arduous process that involves countless complex steps—and this the norm when we aren’t in the midst of a global pandemic! Selling a home today, during the time of the coronavirus crisis, will add a level of safety issues to the process. If you’re trying to sell your home […]
Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: Check for errors in your credit report: Thanks to an act of Congress, you can download one free credit report each year at annualcreditreport.com. If you […]
The Florida homeowner portability benefit can reduce the tax burden for property owners moving into larger or smaller homes Portability is the ability to carry accrued property tax savings from one piece of property to another. Any homeowner who is thinking of either purchasing a larger home or downsizing to a smaller one should consider […]
Vocabulary: Loans & Lending Terms Amortization With each mortgage payment, some of the money reduces the loan balance and some pays interest. This allocation is called amortization. While the earliest payments mostly cover interest, the split changes over time. That’s because as the loan gets smaller, less interest gets charged. Annual Percentage Rate (APR) The APR […]
🧳 Plan ahead.Develop a master to-do list so you won’t forget something critical heading into moving day. This will also help you create an estimate of moving time and costs. 🧳 Discard items you no longer want or need.Ask yourself how frequently you use an item and how you’d feel if you no longer had […]