Category: consumer information

REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers: 1️⃣ Ethical treatment. Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s […]

When you sell a stock, you owe taxes on the difference between what you paid for the stock and how much you got for the sale. The same holds true in home sales, but there are other considerations. Download this helpful worksheet that can assist you in calculating Capital Gaines.

If you are interested in investing in real estate, there are some things that you are going to want to do and common pitfalls that you are going to want to avoid. It is important to note that investing in real estate takes time, patience, and most importantly, cash. You probably shouldn’t invest in real estate until […]

The impact of COVID-19 was swift and unexpected, leaving many people in a financial emergency. If you are a homeowner who is struggling or unable to meet your loan obligations, work with housing experts and your lender to find a solution, now. Don’t wait until you fall behind to seek help. Acting quickly may help […]

With COVID-19 comes new ways of doing business. Although we have always provided mobile closings  as part of our services, we are happy to share that our technology allows for Remote Online Notarization. WHAT EXACTLY IS RON? RON is when the notary is in one location and the signer is in another. Instead of being […]

Selling a home is a long and arduous process that involves countless complex steps—and this the norm when we aren’t in the midst of a global pandemic! Selling a home today, during the time of the coronavirus crisis, will add a level of safety issues to the process. If you’re trying to sell your home […]

What is Homestead Exemption? If you own your home, reside there permanently and are a Florida resident as of January 1, you may qualify for Homestead exemption. Homestead can reduce your taxable value on your home as much as $50,000, saving you approximately $750 annually. More importantly, your assessed value, which is used to calculate […]

Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: Check for errors in your credit report: Thanks to an act of Congress, you can download one free credit report each year at annualcreditreport.com. If you […]

The Florida homeowner portability benefit can reduce the tax burden for property owners moving into larger or smaller homes Portability is the ability to carry accrued property tax savings from one piece of property to another. Any homeowner who is thinking of either purchasing a larger home or downsizing to a smaller one should consider […]