Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1️⃣ Your payment history. Did you pay your credit card bills on time? Bankruptcy filing, liens, and collection activity also affect your history. 2️⃣ How much you owe and where. If you […]
Loan terms, rates, and products can vary significantly from one company to the next. When shopping around, these are a few things you should ask about. General questions: 1️⃣ What are the most popular mortgages you offer? Why are they so popular? 2️⃣ Are your rates, terms, fees, and closing costs negotiable? 3️⃣ Do you […]
By: HouseLogic Sign that paperwork. Write those checks. Get those keys! The closing. It all comes down to this. The grand finale. Once you have the keys, the house is yours. (Cue: Air horn sound!) Nice work getting this far. You’re almost a homeowner! Let’s run through some questions you may have as you cross the […]
By: HouseLogic These 10 money- and time-saving steps can help you craft a winning bid. Ah, the offer! Know Your Limits | Learn to Speak “Contract” | Set Your Price | Figure Out Your Down Payment | Make an Earnest Money Deposit | Review Contingency Plans | Read the Fine Print | Make a Date to Settle | Write a Fan Letter to the Seller | Brace Yourself for a Counteroffer Cinematically speaking, this […]
By: Lisa Kaplan Gordon The secret? It’s all about the lighting. Here’s how to get it right. Well that was a total waste. That Robin’s Egg Blue you picked for your entryway now looks like the color of that (really cheap) beach hotel room back in your spring break days. Kind of makes you feel […]
REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers: 1️⃣ Ethical treatment. Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s […]
If you are interested in investing in real estate, there are some things that you are going to want to do and common pitfalls that you are going to want to avoid. It is important to note that investing in real estate takes time, patience, and most importantly, cash. You probably shouldn’t invest in real estate until […]
With COVID-19 comes new ways of doing business. Although we have always provided mobile closings as part of our services, we are happy to share that our technology allows for Remote Online Notarization. WHAT EXACTLY IS RON? RON is when the notary is in one location and the signer is in another. Instead of being […]
