Questions to Ask When Choosing a Lender

Loan terms, rates, and products can vary significantly from one company to the next. When shopping around, these are a few things you should ask about. General questions: 1️⃣ What are the most popular mortgages you offer? Why are they so popular? 2️⃣ Are your rates, terms, fees, and closing costs negotiable? 3️⃣ Do you […]

In Closing: How to Seal the Home-Buying Deal

By: HouseLogic Sign that paperwork. Write those checks. Get those keys! The closing. It all comes down to this. The grand finale. Once you have the keys, the house is yours. (Cue: Air horn sound!) Nice work getting this far. You’re almost a homeowner! Let’s run through some questions you may have as you cross the […]

Make an Offer Like a Boss

By: HouseLogic These 10 money- and time-saving steps can help you craft a winning bid. Ah, the offer! Know Your Limits | Learn to Speak “Contract” | Set Your Price | Figure Out Your Down Payment | Make an Earnest Money Deposit | Review Contingency Plans | Read the Fine Print | Make a Date to Settle |  Write a Fan Letter to the Seller |  Brace Yourself for a Counteroffer Cinematically speaking, this […]

7 Reasons to Work With a REALTOR®

REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers: 1️⃣ Ethical treatment. Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s […]

Pitfalls in Real Estate

If you are interested in investing in real estate, there are some things that you are going to want to do and common pitfalls that you are going to want to avoid. It is important to note that investing in real estate takes time, patience, and most importantly, cash. You probably shouldn’t invest in real estate until […]

Remote Online Notarization

With COVID-19 comes new ways of doing business. Although we have always provided mobile closings  as part of our services, we are happy to share that our technology allows for Remote Online Notarization. WHAT EXACTLY IS RON? RON is when the notary is in one location and the signer is in another. Instead of being […]

How to Improve Your Credit

Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: Check for errors in your credit report: Thanks to an act of Congress, you can download one free credit report each year at annualcreditreport.com. If you […]